Meet Bill X-Ray

Should I switch electricity plans before my contract ends?

Switch early only when the gap over the months you have left is bigger than your cancellation fee. Upload your latest bill, and we estimate it for you.

Published 17 September 2026 · Updated 2 October 2026

What does Bill X-Ray read on my bill?

Upload your latest bill as a PDF. We pick out the facts that matter: your usage, your price, and your contract end date. Usage is measured in kWh, the unit on your bill.

Then you check each one and fill in anything we missed. Nothing you upload is stored.

Why isn't one bill enough?

The quick way to guess a year is to take one bill and multiply it by 12. But a summer bill and a spring bill can be very different.

So we build your whole year, month by month. If your bill prints your last 12 months, we use them. If not, we spread your usage across the seasonal pattern in U.S. government data.

Stuck in a contract? We will do the math.

Found a plan that costs less, but your contract has months left? Leaving early usually means a cancellation fee. That fee can be bigger than the gain, or small next to it.

Take our example home. Staying costs about $1,429 over the 10 months it has left, and the new plan about $1,127. The gap is about $302, and the fee is $150. So switching now comes out about $152 ahead.

Switching early only pays off when the gap is bigger than the fee.

Now give the same home only 3 months left. The gap shrinks to about $97, which is less than the same $150 fee. Waiting is the better move.

What answer will I get?

You get one answer in plain words. Switching now looks cheaper, waiting looks cheaper, or it comes out about even. Next to it sit the numbers: staying, switching, the fee, and the difference.

Not sure what your fee is? We use $0 and show the most a fee could be. If your fee is less than that, switching now still looks like the cheaper move. Want the full working? Tap Show me the math and every month is there.

1. Drop in your bill

   One PDF is all it takes, and we keep none of it.

2. See your whole year

   Month by month, not one bill times twelve.

3. Stay or switch?

   We weigh the fee against the gap and give you a plain answer.

Can a retailer pay to rank higher?

No retailer can pay to move a plan up this ranking. Every number is an estimate, and the Electricity Facts Label is still the contract.

Articles are general information for Texas electricity shoppers. Every cost Power Rate Check shows is an estimate, and the Electricity Facts Label is the provider's official price document — read it before you sign.